{"id":1623,"date":"2018-03-07T03:19:56","date_gmt":"2018-03-07T03:19:56","guid":{"rendered":"https:\/\/cremute.com\/?page_id=1623"},"modified":"2022-03-10T12:22:13","modified_gmt":"2022-03-10T11:22:13","slug":"credit-social","status":"publish","type":"page","link":"https:\/\/cremute.com\/credit-social\/","title":{"rendered":"Cr\u00e9dit social"},"content":{"rendered":"

[vc_row css_animation=”none” overlay_opacity=”” css=”.vc_custom_1645732727945{margin-right: 0px !important;margin-left: 0px !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_column][vc_column_text]<\/p>\n

CREMUT<\/a>\u00a0 est une association de particuliers qui offres\u00a0 de pr\u00eat sans banquiers. Nous proposons un cr\u00e9dit issu d\u2019un syst\u00e8me collaboratif, mais il s\u2019agit de cr\u00e9dit entre particuliers \u00e0 proprement dit. Les fonds des cr\u00e9dits sont collect\u00e9s aupr\u00e8s d\u2019Investisseurs professionnels (particuliers, entreprises, caisses de retraite, assureurs, fondations, etc.).<\/p>\n

Cr\u00e9dit entre particuliers : qu\u2019est-ce que c\u2019est ?<\/h2>\n

Il s\u2019agit d\u2019une op\u00e9ration de pr\u00eat personnel r\u00e9alis\u00e9e entre des personnes physiques par l\u2019interm\u00e9diaire d\u2019un organisme.<\/p>\n

Le cr\u00e9dit ou pr\u00eat entre particuliers, ou PAP\/P2P, est aussi appel\u00e9 le cr\u00e9dit sans banquier, car g\u00e9n\u00e9ralement les organismes de pr\u00eat entre particuliers ne sont pas des organismes agr\u00e9\u00e9s ou des banques.<\/p>\n

Quel que soit le nom que l\u2019on donne au pr\u00eat entre particuliers, ce dernier est une r\u00e9volution dans le domaine financier\u00a0; il concurrence directement les banques institutionnelles en se positionnant comme une alternative cr\u00e9dible. Dans le m\u00eame temps, le pr\u00eat personnel entre particuliers constitue une r\u00e9elle voie de recours lorsque le cercle familial ou amical ne peut ou ne veut pr\u00eater de l\u2019argent (parce qu\u2019il ne dispose pas du montant n\u00e9cessaire, ou encore parce qu\u2019il a du mal \u00e0 accorder sa confiance).<\/p>\n

A l\u2019instar de Airbnb pour le logement, BlablaCar et Uber pour le transport, le\u00a0cr\u00e9dit collaboratif<\/strong><\/a>\u00a0a une carte \u00e0 jouer dans le futur, en France comme partout ailleurs.<\/p>\n

[\/vc_column_text][vc_empty_space][\/vc_column][\/vc_row][vc_row overlay_opacity=”” css=”.vc_custom_1527696312019{margin-top: 50px !important;}”][vc_column width=”1\/3″ css=”.vc_custom_1520396204020{margin-bottom: 50px !important;}”][cms_fancybox_single fancy_style=”style-10″ title_item=”Demande de pr\u00eat 100% en ligne” option_type=”option_image” tcenter=”1″ image=”4187″ link=”url:%23|||”]Signez votre contrat en ligne<\/strong>, t\u00e9l\u00e9chargez les documents n\u00e9cessaires pour votre dossier avec votre mobile ou votre ordinateur.[\/cms_fancybox_single][\/vc_column][vc_column width=”1\/3″ css=”.vc_custom_1520396210472{margin-bottom: 50px !important;}”][cms_fancybox_single fancy_style=”style-10″ title_item=”Demande de pr\u00eat 100% en ligne” option_type=”option_image” tcenter=”1″ image=”4187″ link=”url:%23|||”]Signez votre contrat en ligne<\/strong>, t\u00e9l\u00e9chargez les documents n\u00e9cessaires pour votre dossier avec votre mobile ou votre ordinateur.[\/cms_fancybox_single][\/vc_column][vc_column width=”1\/3″][cms_fancybox_single fancy_style=”style-10″ title_item=”Demande de pr\u00eat 100% en ligne” option_type=”option_image” tcenter=”1″ image=”4187″ link=”url:%23|||”]Signez votre contrat en ligne<\/strong>, t\u00e9l\u00e9chargez les documents n\u00e9cessaires pour votre dossier avec votre mobile ou votre ordinateur.[\/cms_fancybox_single][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” overlay_opacity=”1″ overlay_color=”rgba(0,102,191,0.4)” gradient=”1″ css=”.vc_custom_1645743465689{padding-top: 40px !important;padding-bottom: 50px !important;background-image: url(https:\/\/cremute.com\/wp-content\/uploads\/2018\/01\/bg-page-title-1.jpg?id=32) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_column][vc_custom_heading text=”Nos offres de cr\u00e9dit, pour r\u00e9aliser vos projets en toute rapidit\u00e9” font_container=”tag:h1|font_size:35px|text_align:center|color:%23ffffff” use_theme_fonts=”yes”][vc_column_text]<\/p>\n

R\u00e9alisez une\u00a0demande express<\/strong>\u00a0et obtenez une\u00a0r\u00e9ponse d\u00e9finitive imm\u00e9diate<\/strong>*<\/sup>. Cremute<\/a> vous accompagne dans l’ensemble de vos projets \u00e0 des taux imbattables.<\/span><\/p>\n

[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=”50px”][\/vc_column][\/vc_row][vc_row][vc_column width=”1\/3″][cms_fancybox_single fancy_style=”style-6″ title_item=”Cr\u00e9dit Auto” option_type=”option_image” image=”4193″ image2=”4194″ link=”url:https%3A%2F%2Fcremute.com%2Fcredit-social%2Fcredit-auto%2F|title:Voir%20plus”]<\/p>\n

Un\u00a0cr\u00e9dit auto<\/strong>\u00a0est un\u00a0emprunt<\/u><\/a>\u00a0visant \u00e0 financer l\u2019achat d\u2019une voiture neuve ou d\u2019occasion. Il entre dans la cat\u00e9gorie des cr\u00e9dits \u00e0 la consommation. Sous r\u00e9serve d\u2019acceptation, ce type de\u00a0pr\u00eat<\/strong> se d\u00e9clenche \u00e0….<\/p>\n

[\/cms_fancybox_single][\/vc_column][vc_column width=”1\/3″][cms_fancybox_single fancy_style=”style-6″ title_item=”Pr\u00eat personnel” option_type=”option_image” image=”4200″ image2=”4203″ link=”url:https%3A%2F%2Fcremute.com%2Fcredit-social%2Fpret-personnel%2F|title:Voir%20plus”]<\/p>\n

Un\u00a0pr\u00eat personnel<\/strong> est un cr\u00e9dit que l\u2019on dit \u00ab non affect\u00e9 \u00bb. En effet, le montant emprunt\u00e9 d\u2019un pr\u00eat personnel ne correspond pas \u00e0 l\u2019achat pr\u00e9cis d\u2019un bien ou service…<\/p>\n

[\/cms_fancybox_single][\/vc_column][vc_column width=”1\/3″][cms_fancybox_single fancy_style=”style-6″ title_item=”Cr\u00e9dit Travaux” option_type=”option_image” image=”4207″ image2=”4208″ link=”url:https%3A%2F%2Fcremute.com%2Fcredit-social%2Fcredit-travaux%2F|title:Voir%20plus”]<\/p>\n

Le\u00a0pr\u00eat travaux<\/strong>\u00a0est un type de\u00a0pr\u00eat personnel<\/strong> qui peut \u00eatre affect\u00e9 \u00e0 la r\u00e9alisation des travaux, c\u2019est-\u00e0-dire que le capital ne pourra \u00eatre utilis\u00e9 que pour l\u2019accomplissement des travaux mentionn\u00e9s…<\/p>\n

[\/cms_fancybox_single][\/vc_column][\/vc_row][vc_row][vc_column width=”1\/3″][cms_fancybox_single fancy_style=”style-6″ title_item=”Cr\u00e9dit \u00e0 la Consommation” option_type=”option_image” image=”4213″ image2=”4214″ link=”url:https%3A%2F%2Fcremute.com%2Fcredit-social%2Fcredit-a-la-consommation%2F|title:Voir%20plus”]<\/p>\n

Le cr\u00e9dit \u00e0 la consommation est un type de pr\u00eat qui concerne les op\u00e9rations autres que celles relatives \u00e0 l\u2019immobilier….<\/p>\n

[\/cms_fancybox_single][\/vc_column][vc_column width=”1\/3″][cms_fancybox_single fancy_style=”style-6″ title_item=”Cr\u00e9dit immobilier” option_type=”option_image” image=”4215″ image2=”4216″ link=”url:https%3A%2F%2Fcremute.com%2Fcredit-social%2Fpret-personnel%2F|title:Voir%20plus”]<\/p>\n

Le\u00a0cr\u00e9dit immobilier<\/strong>\u00a0est un emprunt effectu\u00e9 aupr\u00e8s d\u2019une banque ou d\u2019un \u00e9tablissement de\u00a0cr\u00e9dit\u00a0<\/strong>qui permet de financer l\u2019acquisition d\u2019un bien\u00a0immobilier….<\/strong><\/p>\n

[\/cms_fancybox_single][\/vc_column][vc_column width=”1\/3″][cms_fancybox_single fancy_style=”style-6″ title_item=”Rachat de cr\u00e9dit” option_type=”option_image” image=”4059″ image2=”4219″ link=”url:https%3A%2F%2Fcremute.com%2Fcredit-social%2Fcredit-travaux%2F|title:Voir%20plus”]<\/p>\n

Le\u00a0rachat de cr\u00e9dits<\/strong> est la solution adapt\u00e9e \u00e0 vos besoins ! Effectuez votre regroupement de pr\u00eat en quelques clics et obtenez votre r\u00e9ponse rapide avec Cremute<\/strong><\/a>….<\/p>\n

[\/cms_fancybox_single][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” overlay_opacity=”1″ gradient=”1″][vc_column][cms_client options=”%5B%7B%22image%22%3A%224148%22%7D%2C%7B%22image%22%3A%224149%22%7D%2C%7B%22image%22%3A%224150%22%7D%2C%7B%22image%22%3A%224151%22%7D%2C%7B%22image%22%3A%224152%22%7D%5D”][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"

[vc_row css_animation=”none” overlay_opacity=”” css=”.vc_custom_1645732727945{margin-right: 0px !important;margin-left: 0px !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_column][vc_column_text] CREMUT\u00a0 est une association de particuliers qui offres\u00a0 de pr\u00eat sans banquiers. Nous proposons un cr\u00e9dit issu d\u2019un syst\u00e8me collaboratif, mais il s\u2019agit de cr\u00e9dit entre particuliers \u00e0 proprement dit. Les fonds des cr\u00e9dits sont collect\u00e9s aupr\u00e8s d\u2019Investisseurs professionnels (particuliers, entreprises,<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":"","_joinchat":[]},"yoast_head":"\nCr\u00e9dit social - CREMUT<\/title>\n <!-- Mirrored from cremute.com/wp-json/wp/v2/pages/1623 by HTTrack Website Copier/3.x [XR&CO'2014], Sun, 10 Mar 2024 18:42:13 GMT --> <meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=../../../../_https_/cremute.com/credit-social/_.html \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cr\u00e9dit social - CREMUT\" \/>\n<meta property=\"og:description\" content=\"[vc_row css_animation=”none” overlay_opacity=”” css=”.vc_custom_1645732727945{margin-right: 0px !important;margin-left: 0px !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_column][vc_column_text] CREMUT\u00a0 est une association de particuliers qui offres\u00a0 de pr\u00eat sans banquiers. 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